Friday, January 29, 2010

Love that dirty water! Recycling waste water...

Private septic systems are a way to recylce waste water and reintroduce it, all cleaned up, into the ground water. There's a science to it. I grew up in a neighborhood where all the houses had private septic systems and it never was a problem for us. Many of the homes I finance for people today have a private septic system. This blog is meant to provide info to potential homeowners considering a home with a private septic system. For info on mortgage programs and general information on the home purchasing process, check out my website at www.NHmortgages.com
If you are considering purchasing a home that has a private septic system, you need not be afraid. A properly functioning septic system will take waste water and recyle it into clean water. Never the less, it’s good to be cautious and have a septic evaluation to make sure the system is operating properly.
Unless there is obvious evidence that the septic system is failing, most lenders do not require a septic evaluation. Some mortgage programs do have requirements that a septic system and well be 100' apart from one another.
I have a business associate,Geoffrey Fossett, who is a GSDIA Certified Evaluator of septic systems and a NH DES permitted installer. He owns Downeast Construction Systems in New Hampshire and services the greater Concord area and the Lakes Region. Geoff's materials and workmanship are guaranteed unconditionally. His phone # is (603) 319-4533.
Buying a house with a septic system? Read about some of the things you should consider. Check out this link from the State of NH... http://des.nh.gov/organization/commissioner/pip/factsheets/ssb/documents/ssb-6.pdf

Wednesday, January 13, 2010

Staying Warm in New Hampshire

It's cold out there this winter. If you'd like to stay warm this winter for less money, check out the website www.staywarmNH.org This Web site is designed to help you take practical steps to conserve energy so that you can lower your heating bills, and to connect people with assistance if you or someone you know needs help paying your heating bills.By using some of the energy-saving tips on this Web site, you can save on your heating bills now and into the future.There are also several programs that are available to help you upgrade your home to make it more energy efficient in cold and hot weather.If you are buying a home, it may be possible to finance the cost energy efficiency items like new windows, insulation, and/or a new furnace. Call us at (603) 225-LOAN (5626) or e-mail us at Blog@NHmortgages.com to inquire into these programs. If you already own a home, you may be able to refinance for similar types of improvements. Check out our website at www.NHmortgages.com and STAY WARM!!